At one of my MK meetings someone said " if you write a goal down then you have to live up to your goal". In other words if you write it in print then you really need to hold yourself accountable. For months I have read Personal Finance blogs for my own education and pleasure and I have been thinking of starting my own for some time.
I have been happily married for over a year to my sweet husband. We do not have children but would love to start a family sometime next year. There are 2 things holding us back. 1) I would like to lose 20lbs before I get pregnant. This is not something I plan on discussing on this blog but I figure I should write that one out down too so I have no choice but to diet and exercise!
2) We would like some of our debts paid off before we start a family. I have listed our debts and balances as of today on my blog. I have excluded my mortgage and a large student loan. I know those should be included in my debt but right now we have no intention of paying those off in the next year. I simply selected the debts I felt were most feasible in attacking. We plan on using a version of Dave Ramsey's Babysteps in our journey. We have somewhat of an emergency fund (or savings) and plan on attacking our smallest debt first.
In between making payments and discussing our debt accomplishments I will share some of my frugal tips. These tips may be things I already do on a monthly basis or things I have read on other PF blogs and I would like to try.
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